Applying for an SBI credit card online is a straightforward process that can be completed without any application fees. Here’s how you can apply for sbi credit card:
- Visit the Official SBI Card Website: Navigate to the SBI Card e-apply page.
- Select Your Preferred Credit Card: Browse through the various credit card options available, each tailored to different needs such as shopping, travel, or lifestyle. Detailed information about each card’s benefits, charges, and rewards is provided to help you make an informed decision.
- Initiate the Application: Click on the ‘Apply Now’ button corresponding to your chosen card.
- Complete the Application Form: You’ll be prompted to fill out an online application form with your personal, professional, and KYC (Know Your Customer) details. Ensure all information is accurate to facilitate a smooth application process.
- Submit the Application: After filling in the required details, submit the form. You’ll receive an instant decision based on the information provided. If your application is approved, the SBI Card team will contact you for verification. Upon successful verification, your credit card will be issued.
Alternatively, you can apply for an SBI credit card through the YONO SBI mobile application:
- Download and Open YONO SBI App: If you haven’t already, download the YONO SBI app on your smartphone.
- Navigate to ‘Apply for Credit Card’: Within the app, select the option to apply for a credit card.
- Choose Your Card: Explore the array of credit card variants available and select the one that best suits your requirements.
- Complete and Submit the Application: Follow the prompts to fill out and submit your application directly through the app. You’ll receive an instant soft decision, and you can track the status of your application within the app.
Please note that while the application process is free, some SBI credit cards may have annual fees. However, certain cards offer waivers on these fees for specific periods or based on usage. For instance, the SBI Card Unnati has an annual fee of Rs. 499, which is waived off for the first four years.
